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My Insurance Plan

Helping students pay for their health services

To help students pay for the health and wellness services they need, HÂþ»­ offers two different health plans through Student VIP: the DSU Health & Dental Plan and the HÂþ»­ International Health Plan.

Every HÂþ»­ student must have health insurance coverage. This includes undergraduate, graduate and international students.ÌýMost HÂþ»­ students are automatically enrolled into one or both health plans during the Fall Term depending on their enrollment status and registration at HÂþ»­ in September.

Opt-in or opt-out of the 2024-25 health plans

The DSU Health Plan Policy Year runs from the 1stÌýof September until the 31stÌýof August, each year. Students starting in September who are taking three, full-credit, hour courses are automatically enrolled in the DSU Extended Health and Dental Plan offered at HÂþ»­Ìýand this fee is included in their tuition.ÌýInternational Students registered at HÂþ»­Ìýare also automatically enrolledÌýin the primaryÌýInternational Student Health Insurance Plan,Ìýwith this fee also being included in their tuition.

The opt-out deadline is September 30, 2024.

Students are able to opt themselves, and family, in and out ofÌýthe plans offered by HÂþ»­ and the DSUÌýduring the opt-out period in which their studies begin, each policy year.

Students withÌýMSI coverage are able to opt-out of the DSU International Health Plan whenever they become eligible for this provincial plan.ÌýStudents with private coverage can only opt-out from their International Health Plan during the enrollment period in which their studies begin each policy year, and their private coverage must meet the requirements available atÌý.

Full-time students whose studies begin in the Winter or Spring Term are joining the policy during the plan year and must opt-into the Health and Dental Plan if they want this coverage.ÌýPart-time, Distance study, exchange or co-op, students in the Fall Term must opt-into the Health and Dental plan as they are not automatically enrolled. Opt-ins will be available atÌýÌýduring the enrollment period for each term.

Opt-ins and outs are completed online atÌý. Please reach out to dsuhlth@dal.ca if you have any questions.

Health plan details

Learn more about the specific plan and coverage that applies to you: